http://www.respalawyer.com/ Published by Sterbcow Law Group LLC en-us 2010-08-23T11:13:28-06:00 http://www.respalawyer.com/2010/08/did_the_federal_reserve_board.html The Federal Reserve Board's new final rules amending Regulation Z appear to have major implications on the real estate industry effective April 1, 2011 if the final rule isn't amended quickly. The new Fed Rule slipped in language that re-defines... TRUTH IN LENDING ACT Marx Sterbcow 2010-08-23T11:13:28-06:00 http://www.respalawyer.com/2010/08/regulation_z_truth_in_lending_1.html The Federal Reserve Board issued an interim proposed rule today, August 16, 2010, that revises the disclosure requirements for closed-end mortgages under Regulation Z (Reg Z) of the Truth In Lending Act (TILA). The Fed said the proposed rule implements... REGULATION Z Marx Sterbcow 2010-08-16T14:02:11-06:00 http://www.respalawyer.com/2010/07/hud_releases_1st_edition_of_re.html The Office of RESPA and Interstate Land Sales has released a new communications article aimed at consumers and the real estate industry called "RESPA ROUNDUP." The RESPA Roundup is aimed at providing more information on issues where HUD believes more... RESPA Marx Sterbcow 2010-07-27T12:41:17-06:00 http://www.respalawyer.com/2010/06/real_estate_settlement_procedu_6.html The Department of Housing and Urban Development (HUD) issued an interpretive rule on June 26, 2010 in the Federal Register on the issue of how home warranty companies can pay real estate agents and real estate brokers under the Real... RESPA SECTION 8: ILLEGAL KICKBACKS & REFERRAL FEES Marx Sterbcow 2010-06-29T20:14:51-06:00 http://www.respalawyer.com/2010/06/respa_real_estate_settlement_p_1.html One question that we are routinely asked about is the timing of the Affiliated Business Arrangement disclosure form under the Real Estate Settlement Procedures Act "RESPA." The RESPA Affiliated Business Arrangement (AfBA) disclosure form is required to be given to... Marx Sterbcow 2010-06-21T16:09:11-06:00 http://www.respalawyer.com/2010/06/respa_hud_seeks_comments_on_re.html The United States Department of Housing and Urban Development is seeking public comments relating to Section 9: "Required Use" under RESPA. "The Real Estate Settlement Procedures Act (RESPA): Strengthening and Clarifying RESPA's "Required Use" Prohibition Advance Notice of Proposed Rule... RESPA SECTION 9: REQUIRED USE Marx Sterbcow 2010-06-05T12:49:47-06:00 http://www.respalawyer.com/2010/06/new_respa_regulations_causing.html Sylvia Hsieh with Lawyers USA recently interviewed several attorneys from across the United States on how the new Real Estate Settlement Procedures Act (RESPA) regulations have created confusion for both the real estate industry and for consumers. Hsieh's article "New... RESPA Reform Marx Sterbcow 2010-06-04T12:32:01-06:00 http://www.respalawyer.com/2010/04/respa_deputy_director_ivy_jack_1.html The U.S. Housing and Urban Development (HUD) made a number of surprising management changes last month including the shuffling of Ivy Jackson, the Director of the Office of RESPA and Interstate Land Sales to the Office of Insured Health Care... RESPA Marx Sterbcow 2010-04-09T10:11:37-06:00 http://www.respalawyer.com/2010/04/respa_class_action_litigation.html The United States District Court for the Northern District of Ohio denied certifying a Real Estate Settlement Procedures Act "RESPA" class action lawsuit on March 11, 2010. The Carter v. Welles-Bowen Realty, Inc., case No. 3:05 CV 7427, consolidated No.... RESPA SECTION 8: ILLEGAL KICKBACKS & REFERRAL FEES Marx Sterbcow 2010-04-01T17:20:27-06:00 http://www.respalawyer.com/2010/03/respa_class_action_lawsuit_dis.html The United States Court of Appeals for the 9th Circuit ruled in favor of Wells Fargo Home Mortgage Inc., WFC Holdings Corporation, Wells Fargo & Company, and Wells Fargo Financial Services Inc. on the issue of whether overcharging a settlement... RESPA Marx Sterbcow 2010-03-18T12:12:11-06:00